Mortgage按揭

A mortgage is a method of using property as security for the payment of a debt.一种方法是用抵押财产作为担保用于支付债务.

The term mortgage (from Law French, lit. dead pledge) refers to the legal device used in securing the property, but it is also commonly used to refer to the debt secured by the mortgage.按揭一词(从法国法点燃.死承诺),是指取得合法装置财产但这也是常用指债务担保抵押.

In most jurisdictions mortgages are strongly associated with loans secured on real estate rather than other property (such as ships) and in some cases only land may be mortgaged.在大多数司法强烈抵押贷款担保与房地产而非其他财产(如船舶),在某些情况下可能只有土地抵押. Arranging a mortgage is seen as the standard method by which individuals or businesses can purchase residential or commercial real estate without the need to pay the full value immediately.按期抵押看成是标准的方法,让个人或企业可以购买住宅或商业地产而无需立即支付全部价值.

In many countries it is normal for home purchase to be funded by a mortgage.在很多国家是正常可资置业抵押. In countries where the demand for home ownership is highest, strong domestic markets have developed, notably in Great Britain, Spain and the United States.国家中居最高需求,强劲的国内市场发展,特别是在英国,西班牙和美国.